In This Article Buy and Hold Rentals Benefits and Challenges Selecting the Right Property Adapting to Market Changes Enhancing Communities and Neighborhoods Author Bryce Nurding Site Owner EstateGather Buy and Hold Rentals In the ever-evolving landscape of real estate investment, where trends come and go, one strategy has stood the...

In This Article Market Drivers Demographic Shifts Interest Rates Economic Health Government Policies and Incentives Author Bryce Nurding Site Owner EstateGather Market Drivers Real estate constitutes a major component of individual wealth, particularly in the United States. In, 2024, about 66% of Americans owned their homes. The vastness and dynamics...

In This Article Government Loans Overview Federal Housing Administration (FHA) Loans Veterans Affairs (VA) Loans United States Department of Agriculture (USDA) Loans Author Bryce Nurding Site Owner EstateGather Government Loans Many investors find themselves challenged by high down payments, strict credit requirements, and location restrictions. In response to these...

In This Article Private Mortgage Insurance Why Does PMI Exist? Implications for Homebuyers Author Bryce Nurding Site Owner EstateGather Private Mortgage Insurance Private Mortgage Insurance, commonly referred to as PMI, is a type of insurance that protects lenders in the event a borrower defaults on their mortgage payments....

In This Article Conventional Loans The Conventional Fixed-Rate Mortgage Adjustable-Rate Mortgage Jumbo Loans Author Bryce Nurding Site Owner EstateGather Conventional Loans Conventional loans, also referred to as traditional mortgages, are a financing option where funds are borrowed from a lender to purchase property, with the property itself serving as...