Government loan programs, such as FHA, VA, and USDA loans, aim to make homeownership more accessible by offering advantages like lower down payments…
Mortgage Insurance(PMI) – Real Estate Finance
PMI is a type of insurance that protects lenders in the event a borrower defaults on their mortgage payments. It’s important to note that PMI does not…
Conventional Loans – Real Estate Finance
Also known as traditional mortgages, these loans involve borrowing funds from a lender to buy property, using the property as collateral. They usually feature…
The 1031 Exchange – Real Estate Finance
The 1031 Exchange is a powerful tax deferral strategy used by real estate investors to postpone paying capital gains taxes on an investment property when it is sold. Named…
Insurance Premium(MIP) – Real Estate Finance
MIP is designed to protect lenders from the risk of borrower default, particularly in cases where the borrower makes a down-payment of less than 20% of the…
Alternative Funding – Real Estate Finance
Non-conventional loans offer alternative financing options for borrowers who may not qualify for conventional loans, or who have unique financial needs…
Market Research
Market Drivers – Market Research
Four factors affect real estate market prices, property availability, and their potential investment returns. Changes in demographic trends may affect the prices…
After Renovation Value – Market Research
ARV is determined using methods like Comparative Market Analysis, which compares similar properties in the neighborhood. Factors such as sold prices, property…
Infrastructure – Market Research
Infrastructure development significantly affects property values through improved accessibility and the availability of essential utilities. Projects like highways…
Zoning Laws – Market Research
Zoning laws are a fundamental aspect of real estate investment that can significantly influence property values, development potential, and the overall…
Seasonal Fluctuations – Market Research
Seasonality plays a significant role in real estate markets, influencing patterns in buying, selling, and rental demand throughout the year. For investors, knowing…
Market Cycles – Market Research
The Real Estate Market, like many sectors of the economy, moves in cycles. Understanding these cycles is important for investors, homebuyers and industry…
Investment Strategies
Buy and Hold Rentals – Investment Strategies
The concept behind traditional long-term, buy and hold rentals is simple: investors acquire properties with the intention of holding onto them for an extended period…
House Hacking– Investment Strategies
House hacking involves purchasing a multi-unit property, residing in one unit, and renting out the others. This strategy turns the owner into both a landlord and a homeowner…
Lease-to-Own – Investment Strategies
This strategy allows investors the potential for higher returns in exchange for a more complicated legal structure and more intimate tenant relationship…
Live-In-Then-Rent – Investment Strategies
The Live-In-Then-Rent strategy involves purchasing a home, living in it for a period, and then transitioning the property into a rental. After moving out…
The BRRRR Method – Investment Strategies
BRRRR is a real estate strategy where investors buy undervalued properties, renovate them to raise value, rent them out, refinance to pull out equity, and repeat…
Maximizing Returns – Investment Strategies
Coming Soon…
Property Analysis
Valuation Techniques – Property Analysis
This article teaches three different property valuation techniques: Comparative Market Analysis, Income Capitalization, and the Cost Approach. These methods…
Calculating NOI– Property Analysis
NOI is crucial in real estate for evaluating the profitability of income-producing properties. It calculates the property’s ability to generate cash flow by…
Capitalization Rate – Property Analysis
The Capitalization Rate is an important metric that quantifies the relationship between a property’s Net Operating Income (NOI) and its market…
The 50% Rule – Property Analysis
The “50% rule” is a guideline that helps investors quickly estimate the potential cash flow of a rental property by accounting for operating expenses. In this…
Pricing Your Rental – Property Analysis
This guide will help you navigate the complexities of pricing your rental, from understanding the local market to adjusting your rates over time. Accurately pricing…
