Real Estate Finance
Government Loan Options – Real Estate Finance
Government loan programs, such as FHA, VA, and USDA loans, aim to make homeownership more accessible by offering advantages like lower (READ MORE)…
Private Mortgage Insurance (PMI) – Real Estate Finance
PMI is a type of insurance that protects lenders in the event a borrower defaults on their mortgage payments. It’s important to note that PMI does not (READ MORE)…
Conventional Loan Options – Real Estate Finance
Also known as traditional mortgages, these involve borrowing funds from a lender to buy property, using the property as collateral. They usually (READ MORE)…
The 1031 Exchange – Real Estate Finance
The 1031 Exchange is a powerful tax deferral strategy used by real estate investors to postpone paying capital gains taxes on an investment (READ MORE)…
Mortgage Insurance Premium (MIP) – Real Estate Finance
MIP is designed to protect lenders from the risk of borrower default, particularly in cases where the borrower makes a down-payment of less than 20% (READ MORE)…
Alternative Funding – Real Estate Finance
Non-conventional loans offer alternative financing options for borrowers who may not qualify for conventional loans, or who have unique financial (READ MORE)…
Market Research
Market Drivers – Market Research
Four factors affect real estate market prices, property availability, and their potential investment returns. Changes in demographic trends may (READ MORE)…
After Renovation Value (ARV) – Market Research
ARV is determined using methods like Comparative Market Analysis, which compares similar properties in the neighborhood. Factors such as (READ MORE)…
Infrastructure – Market Research
Infrastructure development significantly affects property values through improved accessibility and the availability of essential utilities. Projects like (READ MORE)…
Zoning Laws – Market Research
Zoning laws are a fundamental aspect of real estate investment that can significantly influence property values, development potential, and (READ MORE)…
Seasonal Fluctuations – Market Research
Seasonality plays a significant role in real estate markets, influencing patterns in buying, selling, and rental demand throughout the year (READ MORE)…
Market Cycles – Market Research
The Real Estate Market, like many sectors of the economy, moves in cycles. Understanding these cycles is important for investors, homebuyers, (READ MORE)…
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Investment Strategies
Buy and Hold Rentals – Investment Strategies
The concept behind traditional long-term, buy and hold rentals is simple: investors acquire properties with the intention of holding onto them (READ MORE)…
Housing Hacking – Investment Strategies
House hacking involves purchasing a multi-unit property, residing in one unit, and renting out the others. This strategy turns the owner into (READ MORE)…
Lease-to-Own – Investment Strategies
This strategy allows investors the potential for higher returns in exchange for a more complicated legal structure and more intimate tenant relationship (READ MORE)…
Live-In-Then-Rent – Investment Strategies
The Live-In-Then-Rent strategy involves purchasing a home, living in it for a period, and then transitioning the property into a rental. After moving out (READ MORE)…
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Property Analysis
Valuation Techniques – Property Analysis
This article teaches three different property valuation techniques: Comparative Market Analysis, Income Capitalization, and the Cost Approach (READ MORE)…
Calculating Net Operating Income (NOI) – Property Analysis
NOI is crucial in real estate for evaluating the profitability of income-producing properties. It calculates the property’s ability to generate cash (READ MORE)…
Capitalization Rate – Property Analysis
The Capitalization Rate is an important metric that quantifies the relationship between a property’s Net Operating Income (NOI) and its market (READ MORE)…
The 50% Rule – Property Analysis
The “50% rule” is a guideline that helps investors quickly estimate the potential cash flow of a rental property by accounting for operating expenses (READ MORE)…
Pricing Your Rental – Property Analysis
This guide will help you navigate the complexities of pricing your rental, from understanding the local market to adjusting your rates over time (READ MORE)…