Real Estate Finance


Government Loan Options – Real Estate Finance

Government loan programs, such as FHA, VA, and USDA loans, aim to make homeownership more accessible by offering advantages like lower (READ MORE)…

Private Mortgage Insurance (PMI) – Real Estate Finance

PMI is a type of insurance that protects lenders in the event a borrower defaults on their mortgage payments. It’s important to note that PMI does not (READ MORE)…

Image showing a loan officer assisting a customer with loan paperwork.

Conventional Loan Options – Real Estate Finance

Also known as traditional mortgages, these involve borrowing funds from a lender to buy property, using the property as collateral. They usually (READ MORE)…

The 1031 Exchange – Real Estate Finance

The 1031 Exchange is a powerful tax deferral strategy used by real estate investors to postpone paying capital gains taxes on an investment (READ MORE)…

Mortgage Insurance Premium (MIP) – Real Estate Finance

MIP is designed to protect lenders from the risk of borrower default, particularly in cases where the borrower makes a down-payment of less than 20% (READ MORE)…

Alternative Funding – Real Estate Finance

Non-conventional loans offer alternative financing options for borrowers who may not qualify for conventional loans, or who have unique financial (READ MORE)…


Market Research


Market Drivers – Market Research

Four factors affect real estate market prices, property availability, and their potential investment returns. Changes in demographic trends may (READ MORE)…

After Renovation Value (ARV) – Market Research

ARV is determined using methods like Comparative Market Analysis, which compares similar properties in the neighborhood. Factors such as (READ MORE)…

Infrastructure – Market Research

Infrastructure development significantly affects property values through improved accessibility and the availability of essential utilities. Projects like (READ MORE)…

Zoning Laws – Market Research

Zoning laws are a fundamental aspect of real estate investment that can significantly influence property values, development potential, and (READ MORE)…

Seasonal Fluctuations – Market Research

Seasonality plays a significant role in real estate markets, influencing patterns in buying, selling, and rental demand throughout the year (READ MORE)…

Market Cycles – Market Research

The Real Estate Market, like many sectors of the economy, moves in cycles. Understanding these cycles is important for investors, homebuyers, (READ MORE)…


Investment Strategies


Buy and Hold Rentals – Investment Strategies

The concept behind traditional long-term, buy and hold rentals is simple: investors acquire properties with the intention of holding onto them (READ MORE)…

Housing Hacking – Investment Strategies

House hacking involves purchasing a multi-unit property, residing in one unit, and renting out the others. This strategy turns the owner into (READ MORE)…

Lease-to-Own – Investment Strategies

This strategy allows investors the potential for higher returns in exchange for a more complicated legal structure and more intimate tenant relationship (READ MORE)…

Live-In-Then-Rent – Investment Strategies

The Live-In-Then-Rent strategy involves purchasing a home, living in it for a period, and then transitioning the property into a rental. After moving out (READ MORE)…


Property Analysis


Valuation Techniques – Property Analysis

This article teaches three different property valuation techniques: Comparative Market Analysis, Income Capitalization, and the Cost Approach (READ MORE)…

Calculating Net Operating Income (NOI) – Property Analysis

NOI is crucial in real estate for evaluating the profitability of income-producing properties. It calculates the property’s ability to generate cash (READ MORE)…

Capitalization Rate – Property Analysis

The Capitalization Rate is an important metric that quantifies the relationship between a property’s Net Operating Income (NOI) and its market (READ MORE)…

The 50% Rule – Property Analysis

The “50% rule” is a guideline that helps investors quickly estimate the potential cash flow of a rental property by accounting for operating expenses (READ MORE)…

Pricing Your Rental – Property Analysis

This guide will help you navigate the complexities of pricing your rental, from understanding the local market to adjusting your rates over time (READ MORE)…