Alternative Funding

Alternative Funding

In This Article Alternative Funding Government Loan Options Jumbo Loans Portfolio Loans Interest-Only Loans Balloon Loans Bridge Loans … & More Author Bryce Nurding Site Owner EstateGather Alternative Funding Non-conventional loans, also known as non-traditional mortgages, offer alternative financing options for borrowers who may not qualify for conventional loans, or who have unique financial needs….

Mortgage Insurance Premium

Mortgage Insurance Premium

In This Article Mortgage Insurance Premium How is MIP Calculated? MIP Examples Common Mistakes Author Bryce Nurding Site Owner EstateGather Mortgage Insurance Premium Mortgage insurance premiums (MIP) are an important consideration for homeowners, especially those who are planning to obtain a loan with a low-down payment. Understanding the ins and outs of MIP can help…

The 1031 Exchange

The 1031 Exchange

In This Article The 1031 Exchange Eligibility and Requirements Process of a 1031 Exchange 1031 Exchange Examples Common Mistakes Other Options Author Bryce Nurding Site Owner EstateGather The 1031 Exchange The 1031 exchange, also known as a like-kind exchange, is a powerful tax deferral strategy used by real estate investors to postpone paying capital gains…

Government Loans

Government Loans

In This Article Government Loans Overview Federal Housing Administration (FHA) Loans Veterans Affairs (VA) Loans United States Department of Agriculture (USDA) Loans Author Bryce Nurding Site Owner EstateGather Government Loans Many investors find themselves challenged by high down payments, strict credit requirements, and location restrictions. In response to these hurdles, the U.S. government offers a…

Private Mortgage Insurance

Private Mortgage Insurance

In This Article Private Mortgage Insurance Why Does PMI Exist? Implications for Homebuyers Author Bryce Nurding Site Owner EstateGather Private Mortgage Insurance Private Mortgage Insurance, commonly referred to as PMI, is a type of insurance that protects lenders in the event a borrower defaults on their mortgage payments. It’s important to note that PMI does…

Conventional Loans

Conventional Loans

In This Article Conventional Loans The Conventional Fixed-Rate Mortgage Adjustable-Rate Mortgage Jumbo Loans Author Bryce Nurding Site Owner EstateGather Conventional Loans Conventional loans, also referred to as traditional mortgages, are a financing option where funds are borrowed from a lender to purchase property, with the property itself serving as collateral. These loans often feature lower…