Invest With Us

Secure Your Investment with Real Property

Your capital will be secured through a first lien position and fully collateralized by real property. As the primary lender, you have a direct claim over the asset, giving you priority and protection in case of default.

Earn Monthly Interest on Your Investment

The return on your investment will be based on the agreed-upon interest rate. Youā€™ll receive fixed monthly payments, delivered on time, every month, directly to you for a reliable income stream.

Recover Your Initial Investment Gradually

By the end of the investment term, you will have received your full initial investment back in regular, structured payments. This gradual repayment reduces your exposure over time and improves your financial security.

Our Strategy

We Have Acquired: 15 / 15 Properties

To acquire fifteen properties by 2028, while offering stable and reliable returns to our lending partners. We will create eco-conscious living spaces and work to foster vibrant neighborhoods, while consistently utilizing new technologies and forward-thinking practices in our properties. Our focus on two target markets will provide us with a degree of diversification, while still allowing for a role in developing the communities we invest in.

Invest with EstateGather and experience stable and reliable returns through our structured lending opportunities. By lending to us through an amortizing loan, youā€™re not just investing; youā€™re securing a steady and predictable cash flow. Each monthly installment payment includes both principal and interest, steadily reducing the loan balance and minimizing risk over time.

An eco-conscious living space is designed with the aim of minimizing environmental impact and fostering a sustainable lifestyle. These spaces prioritize the use of materials that are renewable and recyclable. Energy efficiency is central, often incorporating technologies like energy-efficient appliances, and LED lighting to reduce electricity usage.

Vibrant neighborhoods have a community spirit that supports social interaction and local engagement. These neighborhoods often feature a mix of housing options, accommodating diverse socioeconomic backgrounds.

Our approach involves consistently integrating new technologies and forward-thinking practices across our properties to enhance efficiency, sustainability, and tenant satisfaction. Many of our investments are in older buildings which do not have energy efficient appliances, windows, or insulation. We install these as well as infrastructure like central air conditioning, LED lighting, new plumbing, and drought resistant landscaping.

I have a question!!!

Why not just buy property myself? Or just invest my money, literally anywhere else?

Of course you do.

Purchasing property can be time-consuming, and many people lack the time or interest to manage it. But are other investments really that much better? Stocks come with significant risk, and bonds, while safer, offer low returns and often aren’t backed by appreciating assets.

At EstateGather, your initial investment is gradually returned over time, reducing your outstanding investment while securing it with real, tangible assets that grow in value!

Better Than Bonds

I have an announcement!

At EstateGather, your investments are backed by real, appreciating assetsā€”unlike many bonds, which offer low returns and arenā€™t secured by tangible assets that grow in value.

Government Bonds – Backed By What?

Nothing! These are backed by the government’s credit and taxing authority, not by appreciating physical assets.

Corporate Bonds – What Am I Buying?

Usually backed by the issuing company’s ability to generate revenue, not by assets that necessarily increase in value.

Our Mission

We are committed to improving housing, prioritizing the creation of great properties that cater to individual preferences. We work to ensure our investors steady and reliable returns. Our dedication to innovation, sustainability, and community underpins our mission.

Residents First

Our philosophy is simple: Residents come first. We prioritize the comfort, safety, and well-being of those who call our properties home, ensuring they always feel heard and cared for.

Our Values

We recognize that for many home ownership may not be a priority. We are dedicated to offering our residents a unique renting experience, where they feel a sense of belonging, and enjoy a lifestyle akin to that of proud homeowners.

Integrity

Our foundation is built on integrity. We pledge to act with honesty and uphold the highest ethical standards in every transaction, ensuring that our clients can trust us implicitly.

We can converse about the sum you wish to invest and the interest rate you’re looking for. We’ll also set a date for acquiring the collateral, you making the initial investment, and when the first payment is due, as well as the amortization schedule and other details. Currently, we’re considering investments starting from $100,000 and above.

We typically negotiate to interest rates at or slightly above those available on the public market, to homebuyers with good credit. The interest rate is the amount you will receive annually on all outstanding funds you have invested.

When we begin working together, we will meet and depending on the arrangement, likely draft a standard Promissory Note, signed and notarized by both parties. This note will be legally enforceable and also outline the Collateral (the property being purchased with the funds), as well as the terms of default and the conditions which must be maintained for the note to be in good standing. You will maintain a first lien on the property, which must be insured at or above property replacement cost.

Our target is for fifteen, thirty, or even longer fixed rate, fully amortizing loans which provide us and the investing party with stable and predictable returns. We are looking for investors that would like to receive consistent disbursements over a long time period, for either themselves, their company, or their surviving family. An Amortization table will show how much outstanding investment you will have at each point in time over the loan term.

As the investing party, you will know the full address listed on the Promissory Note and have access to all property details (absent of resident personal information). Monthly financial statements are available upon request, as well as biannual insurance coverage proof and general property condition.

EstateGatherā„¢ buys properties with the intention of holding them indefinitely, providing both our residents and our investors with stability. We are seeking fully amortizing loans from investors, where their money is returned with interest over the life of the loan.

High Demand

We target growing markets with rapidly developing economies. Our properties provide affordable yet respectable and safe housing opportunities for our residents. Due to both the location and rent price of our units, we are defensively positioned for low vacancy rates even in the face of changing market conditions.

Innovation, Sustainability, Community

EstateGather is dedicated to innovation, consistently utilizing new technologies and forward-thinking practices in our properties. With a strong focus on sustainability and community, we not only create eco-conscious living spaces but also foster vibrant neighborhoods where residents thrive and connect.

Forced Appreciation

We acquire assets that present the opportunity for a clear value add strategy. From increasing efficiency through improved management to unit renovations and rent increases, our acquisitions provide multiple opportunities for forced appreciation, further reducing lender risk by increasing the value of the asset collateral.

Feeling Like A Homeowner

We’re committed to providing stability and peace of mind to our residents. We believe that people deserve the opportunity to create a lasting home, which is why we offer the unique advantage of indefinite stays. When we acquire properties, it’s with the intention of holding them long term. This means that residents can rest assured knowing that their living situation is secure, and they won’t have to concern themselves with the uncertainties of ownership changes.

Day One Cash Flow

Receive interest payments on your investment every month. We provide returns far higher than those of government or corporate bonds, while securing the collateral to insured, stable, appreciating assets.

Steady, Reliable Investment Returns

Our fixed, consistent payments to our lending partners provide them with the stable returns needed for steady growth or estate management. With our ability to establish custom payment terms, our lenders can set the terms that benefit them the most, such as longer amortization schedules or higher principal loan payoff balances.

Flexible Terms

Understanding that every lender’s or tenant’s needs are unique, we offer flexible terms to accommodate diverse requirements, ensuring a tailored experience for every client.

A Sense Of Belonging

We believe in empowering our residents to make their living spaces their own. That’s why we’ve established an open-door policy for repairs and improvements, giving residents the freedom to enhance the properties they call home. We understand that personalization is key to feeling truly comfortable in one’s space, and by offering this flexibility, we not only ensure our tenants’ needs are met but also foster a deeper sense of ownership and belonging.

TYPICAL BORROWER

1 – 3 Purchases

Per LIFETIME

  • Origination Fee
  • Pay Monthly Interest
  • No Repeat Business
  • Late Payments
  • Displace Residents
esTATEGATHERā„¢

1 – 3 Purchases

Per YEAR

  • Origination Fee
  • Pay Monthly Interest
  • Repeat Business
  • No Late Payments
  • Never Displace Residents

Invest With Us!

Contact Us